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Don't let a lack of collateral get you down. Accept an Advance and avoid the possibility of a bank rejecting you and your small business loan.

With our Cash Advance Program, there's NO need or reason to:

  • Apply for complicated business loans
  • Cross your fingers on a credit check
  • Put up a cent of collateral
  • Or, change the operation of your terminal equipment


Pinnacle Cart is an extremely powerful shopping cart and website builder application. Built from a marketing perspective, our PHP shopping cart software is designed to increase traffic, drive sales, and increase the average sale amount. Pinnacle Cart is the clear choice for serious merchants focused on rapidly and cost effectively deploying, managing and growing a successful web-based business.

Pinnacle Cart is one of the most used shopping cart software applications on the web, here's why:

  • Built From a Marketing Perspective
  • No Product Limits/No Commissions
  • Easy to Use
  • Built From a Marketing PerspectiveU.S. Based/World Class Support
  • Best Search Engine Optimization Solution Available
  • Incredibly Feature Rich


One of NMA's most valued membership benefits is the FREE Supplies program!

We supply all your receipt paper, printer ribbons and/or toner, manual imprinters, manual credit card slips, power cords, telephone cords, batteries, and anything else you might need to keep your transactions printing!

  • Use Our Simple and Easy Free Supplies Order Form
  • Download and fax or email the FREE Supplies PDF
  • Or Simply Call Us at (866) 509-7199 and follow the prompts for ordering your supplies


    As one our many benefits, National Merchants Association's free warranty guarantee insures that you’ll never be without a terminal when your business needs it most.

    If your terminal breaks down, don’t worry, we'll replace it by the next business day!

    • No Matter Where You Bought It.
    • No Matter How Old It Is.
    • No Matter What.
    • It’s Covered.

    It's That Simple!


    Never wonder if you are paying too much. With our quarterly account review, we are checking to make sure you are always paying as little as possible to process your transactions.

    NMA has developed a system to review all active merchant accounts, allowing our Support Team to best optimize all of the accounts. By optimizing the accounts, we are able to keep the merchant’s costs as low as possible.

    It’s not always out of malice that processors overcharge; its simply lack of maintenance. They don’t have the time and/or desire to setup and maintain each of their merchant accounts accurately, thus resulting in unnecessary surcharges and fees. But at National Merchants Association, we’re different. Our expert account optimizers individually evaluate and maintain your merchant account. By constantly re-assigning the cards that you accept to qualifying categories, we make the majority of your transactions “qualify”, eliminating the costly surcharges and downgrade fees that some processors charge.


    As one of the benefits of our Plus Membership, we will “Work For You®” to grow your business and brand identity through Text Messaging Marketing.

    Send your customers text messages with news updates, coupons, special promotions, and more. Keep your brand top of mind through constant and daily reminders.

    • It’s fast, literally putting your message into your subscribers’ pockets seconds after you send.
    • Its flexible, send a handful of messages to a targeted group or send thousands of SMS to your entire list.
    • Compared to email marketing, SMS has a staggeringly high open rate.
    • Reach more people with a single click of a mouse.
    • Increase your sales with brand exposure.


    Facebook is the cornerstone of social media marketing. Simple, user-friendly templates allow your business to sell products on Facebook.

    • Facebook can be a great resource for generating brand awareness.
    • Using Facebook applications can be a great way for communicating promotions, contests and events.
    • Facebook can act as a portal point for driving traffic to your site and other online properties.
    • Facebook provides an opportunity to find consumers you may have not otherwise discovered.
    • Provides another potential interception point to build the relationship with your consumer.
    • Take word of mouth to a whole new level. Nothing attracts a crowd like a crowd.


    The age of mobile shopping is here to stay, consumers can access millions of products at the palm of their hands and retailers can increase their reach and overall sales.

    • M-Commerce provides a mobile optimized shopping experience, from browsing to checkout, on the iPhone or similar smartphones.
    • M-Commerce has become an extremely popular medium for service providers in their marketing activities.
    • Business using mobile phones have gained huge popularity with the advent of smart phones and other high-end mobile devices.


    Our user-friendly payment gateway allows you to accept online payments from anywhere there’s an Internet connection.

    Our Gateway solution allows you to

    • Easy integration your website
    • Perform Recurring Billing
    • Electronic Invoicing
    • Link your shopping cart
    • Integrate QuickBooks®